Shreveport Rideshare Accident Lawyer
Injured in an Uber or Lyft Accident in Shreveport, LA?
In Shreveport, rideshare platforms like Uber and Lyft have transformed the way we commute, offering convenience and flexibility. However, with this rise comes the increased risk of accidents involving these vehicles. Rideshare accidents can be complex due to the intricate web of responsibilities among drivers, companies, and passengers. Understanding local regulations and trends is crucial to navigating these situations effectively.
Louisiana has specific laws governing rideshare operations, including insurance requirements. It mandates that rideshare drivers maintain insurance coverage that bridges their personal policy and the commercial policy when the app is on but no passenger is in the car. During active rides, higher coverage from the rideshare company itself applies. This distinction is vital in determining liability and securing compensation. As your rideshare accident attorney in Shreveport, we are well-versed in these regulations and committed to guiding you through every step.
Ryan E. Gatti, Attorney At Law is deeply embedded in the Northwest Louisiana community, offering personalized and empathetic legal services. Our team understands the unique challenges residents face and strives to provide compassionate and effective representation.
To schedule a free consultation with our Shreveport rideshare accident attorneys, call (318) 633-0186 or contact us online today.
Louisiana Rideshare Laws
In Louisiana, rideshare services such as Uber and Lyft are governed by both state laws and the rules set by the rideshare companies themselves. Rideshare drivers are independent contractors, not employees of Uber or Lyft. As such, Louisiana law requires rideshare drivers to follow the same traffic laws and regulations as any other driver on the road. However, because rideshare drivers are considered independent contractors, the liability of the rideshare companies—Uber or Lyft—depends on the circumstances of the accident.
Louisiana law also allows you to pursue compensation from the driver’s personal insurance, the rideshare company’s insurance, or both, depending on the situation. Below, we break down the various circumstances under which a rideshare accident can occur and how liability is determined.
Who is Liable for an Uber or Lyft Accident?
Understanding who is responsible for a rideshare accident can be complicated. Liability depends on the status of the rideshare driver at the time of the accident. Below are the three primary scenarios and how liability works in each case:
Driver Logged Off or Not Working
If the rideshare driver is not logged into the app or is not actively working for Uber or Lyft when the accident happens, the accident is typically treated as a regular car accident. In this case, the driver’s personal auto insurance will generally be the primary coverage. If the driver is at fault, the victim can file a claim with the driver’s insurance, assuming the driver has sufficient coverage.
In some cases, Uber or Lyft may offer limited liability coverage if the driver is not logged into the app but was engaged in activities related to their rideshare work, like driving to a pickup location.
Driver Logged In But Not Accepting Rides
When a driver is logged into the rideshare app but has not yet accepted a ride, the situation is slightly more complicated. Uber and Lyft provide limited insurance coverage during this phase. This coverage is generally higher than the driver’s personal insurance but lower than full coverage during an active ride.
If the driver is at fault during this stage and causes an accident, the rideshare company’s insurance will typically provide coverage, but only up to a certain amount. In this case, it’s essential to hire an attorney who can determine if the rideshare company’s insurance will be responsible for damages or if the driver’s personal insurance needs to be pursued.
Driver Accepted a Ride or is Transporting a Passenger
When the driver is logged into the app, has accepted a ride, or is en route to pick up a passenger, the rideshare company’s insurance policy becomes the primary coverage in case of an accident. Both Uber and Lyft carry substantial liability coverage during this period, which typically includes:
- $1 million in liability coverage for accidents involving an Uber or Lyft driver transporting passengers or en route to a pick-up.
- Uninsured/underinsured motorist coverage.
- Personal injury protection (PIP) for both the driver and passengers.
In these circumstances, Uber or Lyft’s insurance may cover medical bills, lost wages, pain and suffering, and other damages if the driver is found to be at fault. If the other driver causes the accident, the injured party may also be able to pursue compensation through that driver’s insurance, with Uber or Lyft’s policy acting as secondary coverage if needed.
FAQs About Uber & Lyft Accidents in Louisiana
What Should I Do After an Uber or Lyft Accident in Shreveport?
If you’ve been involved in an Uber or Lyft accident, follow these steps:
- Seek medical attention immediately, even if you don’t feel injured at first.
- Call the police and report the accident.
- Collect contact information for the driver, passengers, and any witnesses.
- Document the scene of the accident with photos.
- Contact a lawyer who can help you navigate the insurance claims process.
Can I Sue Uber or Lyft After an Accident?
Yes, in certain circumstances, you may be able to sue Uber or Lyft. If the rideshare driver was working at the time of the accident and their negligence caused the crash, Uber or Lyft’s insurance may be responsible. A Shreveport rideshare accident attorney can help determine if you have grounds to pursue a claim against the rideshare company.
What if the Other Driver Was at Fault?
If the other driver caused the accident, you can file a claim with their insurance. However, if the other driver is uninsured or underinsured, Uber or Lyft’s insurance may cover the damages, depending on the situation.
How Long Do I Have to File a Rideshare Accident Claim?
In Louisiana, you generally have one year from the date of the accident to file a personal injury claim. However, there may be exceptions depending on the specifics of the case. It’s important to speak with a lawyer as soon as possible to ensure your rights are protected.
How Much Is My Rideshare Accident Case Worth?
The value of your case depends on various factors, including the severity of your injuries, medical expenses, lost wages, and pain and suffering. A Shreveport rideshare accident lawyer can evaluate your case and help you pursue the maximum compensation possible.
Contact us today at (318) 633-0186 to schedule your free consultation. Take the first step toward securing the support and compensation you deserve.
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